Merchant POS
Crypto Checkout for Physical Stores
Accept crypto payments in your store, café, booth, or clinic with zero friction. OxaPay’s Merchant POS is a fully web-based solution designed for real-world businesses. It requires no coding, no installation, and no KYC—just your Merchant API Key and a browser. Consistent performance, real-time visibility, and an effortless checkout for every customer.
What Is the Merchant POS?
Merchant POS is a browser-based crypto payment terminal that lets businesses accept in-person cryptocurrency payments instantly. It’s built for physical environments—no app, no wallet integration, and no blockchain knowledge required.
You simply open the POS interface, enter the amount in fiat or crypto, let the customer scan the QR code, and receive payment confirmation instantly. The system updates your OxaPay dashboard automatically, allowing you to track all transactions in real time.
Who Can Use Merchant POS?
Businesses that accept face-to-face payments—whether in a fixed location or on the move—can easily integrate Merchant POS into their operations. From small vendors to full-scale retail counters, any setup that involves direct interaction with customers can benefit from a seamless, crypto-based checkout.
Why Choose OxaPay?
For Businesses
No KYC/KYB Required
Get started without delays. Accept crypto payments globally with privacy and accessibility—ideal for fast-moving platforms and decentralized audiences.
Real-Time Payment Tracking
Instant detection and confirmation of all incoming payments, synced to your dashboard.
Supports 15+ Cryptocurrencies
Accept Bitcoin, Ethereum, USDT, USDC, and more across major networks like TRC20, BEP20, ERC20, and TON.
Multi-Currency Input
Enter the payment amount in over 40 fiat currencies or directly in crypto.
No Device Restrictions
Use on any tablet, mobile, or desktop browser.
Built-in Security & Reliability
Backed by OxaPay’s enterprise-grade infrastructure.
Dedicated Merchant Dashboard
Full transaction logs, analytics, and control options in one place.
Why Use Merchant POS?
Perfect for In-Person Payments
Assign one crypto address per user and stop creating new ones for each payment. Simplify how your system handles incoming crypto
Dynamic QR Code Generation
Every payment is automatically mapped to the right user—no tags, no metadata, no manual checks.
Zero Setup Time
Users always send to the same address. This reduces failed transactions, confusion, and unnecessary support interactions.
Fiat or Crypto Input Flexibility
Use the OxaPay Merchant API to fully automate address assignment, making your system ready to scale without extra effort.
Wallet-Agnostic
Track who paid, when, and how much—at a glance. Fixed addresses help organize transaction histories and user balances.
Zero Network Fees for OxaPay Wallet Users
Offer a better experience to users of OxaPay’s ecosystem.
Unlimited Transactions
No daily or monthly limits
How to Set Up Merchant POS
Getting started with Merchant POS is simple. You only need an OxaPay account and your Merchant API Key to unlock a seamless crypto checkout experience. No installation, no contracts—just configure and start.
Generate a Merchant API Key
Navigate to app.oxapay.com, then go to the Merchant Service page and generate a Merchant API Key.
Launch pos.OxaPay.com
On pos.oxapay.com, set the Merchant API Key and then click the Sale button.
Enjoy Accepting Crypto
From now on, you can use OxaPay POS and enjoy accepting crypto in your business.
Why Accept Crypto In-Store?
Accepting crypto in-store helps businesses stay accessible to modern customers, including travelers, crypto users, and digital-first consumers. It offers a practical way to cut card fees, avoid chargebacks, and enable secure transactions without requiring sensitive banking details. Crypto payments are fast, transparent, and permissionless—making them a smart alternative at the point of sale.
Customize Your POS to Match Your Brand
OxaPay Merchant POS supports full visual customization to reflect your business identity. You can set color preferences, choose light or dark theme, and add custom messages like thank-you notes or confirmation text.
Ready in Minutes, No Tech Skills Needed
Merchant POS is made for business owners, not developers. There’s no need to install software, write code, or understand crypto mechanics. Setup takes less than two minutes from your dashboard, and you can use any device with a browser to go live immediately. Our documentation and support team are ready if you need help.
FAQs
Merchant POS is a web-based point-of-sale system that allows physical businesses to accept crypto payments in person. It runs entirely in your browser—no hardware, no app, and no coding required. Just connect your Merchant API Key, enter an amount, let the customer scan the QR code, and receive instant payment confirmation.
No installation is needed. Merchant POS works entirely in your browser, on any phone, tablet, or computer—no additional apps, downloads, or physical devices required.
Yes. You don’t need coding or blockchain experience. Setup takes less than 2 minutes.
No. The QR code is generated automatically on your screen. The customer simply scans it using their crypto wallet.
Create a Merchant API Key from your OxaPay dashboard, open the POS link in your browser, and paste the key. You're ready.
You can enter each sale amount either in your local fiat currency (like USD, EUR, or over 40 others) or directly in crypto. The POS automatically calculates the live crypto equivalent at the time of payment. Your customer then chooses one of the cryptocurrencies you’ve allowed when generating your Merchant API Key and pays based on the real-time rate.
Yes. Customers can pay with any of the cryptocurrencies you’ve enabled in your Merchant API settings.
When setting up your Merchant API Key for POS, you can customize how payments behave by enabling features like Auto Convert (to USDT), Auto Withdrawal to your wallet, Mixed Payment (for completing underpaid transactions with another coin), and choosing who pays the network fee. You also define which coins you want to accept, set callback URLs, create custom messages, select theme mode, and upload your store’s logo. These options give you full control over how your POS works and looks.
There’s no limit on how many transactions you can process, but each crypto payment must meet the minimum amount required by the blockchain. Customers using the OxaPay Wallet pay with zero network fees, reducing costs and friction at checkout.
All transactions processed through Merchant POS are automatically recorded in your OxaPay merchant dashboard. You can filter, search, export, and review every payment with full details in one place.
When creating your Merchant API Key, you can enable the Auto Convert feature to automatically convert received payments into stablecoins like USDT. This helps you avoid exposure to sudden price fluctuations and ensures more predictable revenue, even when customers pay with volatile cryptocurrencies.
Yes. You can personalize your POS by uploading your logo, selecting light or dark theme, setting brand colors, adding a thank-you message, and choosing default language and currency. This helps deliver a professional, branded checkout experience to every customer.
No. Since the POS relies on real-time blockchain and API access, a stable internet connection is required.
No. The only cost is the standard transaction fee, similar to the OxaPay Invoice service. There are no subscriptions or hidden charges.
It’s available worldwide with no KYC/KYB required. You can start immediately from any region.