OxaPay Fee Calculator
Estimate OxaPay fees, the amount your business receives, the total paid by customers, and the average fee per transaction. Use public rates, test a custom rate, and compare the result with your own card-processing assumptions.
Fee Estimate
Merchant Invoice at the public rate.
The estimated OxaPay fee is $1,700.00 lower per month than the card estimate.
Fee Breakdown
Compare the public rate, your selected rate, and the optional card estimate.
| Метрика | Public rate | Selected rate | Card estimate |
|---|
The card column uses the values entered above. Actual card fees vary by provider and contract.
OxaPay Rates Used in This Calculator
Checked against the OxaPay pricing page on July 13, 2026.
| Service | Public rate | How it is calculated |
|---|---|---|
| Ссылка для оплаты | 1.5% per transaction | Applied to the monthly payment volume. |
| Служба пожертвований | 1.5% per transaction | Applied to the monthly payment volume. |
| Merchant Invoice | 1.5% per transaction | Applied to the monthly payment volume. |
| Merchant White Label | 2% per transaction | Applied to the monthly payment volume. |
| Merchant Static Address | 2% + fixed fee | The percentage is calculated automatically. Enter the fixed fee for the selected asset and network. |
| Receive | 1% after total received exceeds 20,000 | Uses the previous total to estimate the amount above the threshold. |
How to Use the OxaPay Fee Calculator
Choose a service
Select the OxaPay payment service you plan to use.
Enter monthly activity
Add the expected monthly volume and number of transactions.
Choose the rate and payer
Select the public or custom rate and choose who pays the fee.
Review the estimate
Check the monthly, per-transaction, yearly, and card-comparison results.
How fees are calculated
For most services, the fee equals payment volume multiplied by the selected rate. Static Address may also add a fixed fee for each transaction. For Receive, the calculator applies the fee only to the amount above the published 20,000 total-received threshold.
When the merchant pays the fee, the calculator subtracts it from the entered payment volume. When the customer pays, the fee is added to the customer total and merchant receipts stay equal to the entered volume. Actual checkout behavior depends on your payment settings. For a wider cost comparison, use the crypto payment cost-savings calculator to compare card fees, currency-conversion costs, chargebacks, and other operating costs.
OxaPay Fee Calculator FAQ
Is 0.4% the standard rate for every OxaPay service?
No. OxaPay publishes different rates for different services and states that rates may be reduced to 0.4%. The custom-rate field is only for planning and is not a guaranteed quote.
Why does Static Address require an extra input?
Static Address is listed at 2% plus a fixed fee. Because the fixed fee varies by asset and network, enter its value in the selected display currency.
How does the Receive threshold work in this calculator?
The public page states that 1% applies after total received passes 20,000. The tool uses the amount received before this month and estimates only the part above the threshold. Actual billing may differ when the threshold is crossed during the month.
Does the comparison prove cards will cost more?
No. The card result uses the percentage and fixed fee you enter. It does not include chargebacks, cross-border payment costs, currency conversion, monthly fees, or negotiated pricing unless you include them in your inputs.
Are these results final OxaPay pricing?
No. These are planning estimates based on public rates and your inputs. Confirm current rates and any custom terms on the pricing page or with OxaPay support before making a business decision.
Check Pricing Before You Launch
Use this estimate for planning. Before accepting payments, confirm the selected service, who pays the fee, network-specific charges, and any custom pricing terms.