Fee estimate
Turn on card comparison to see a cost comparison.
Fee breakdown
| Metric | Public-rate scenario | Selected scenario | Card estimate |
|---|
Display currencies are nominal labels: amounts are not converted.
How to interpret this fee estimate
The OxaPay Fee Calculator is a planning tool for merchants comparing crypto payment processing costs. Choose a payment service, enter monthly payment volume and transaction count, then adjust the fee payer and rate. The result estimates provider fees, merchant receipts, customer payment total, average fee per order and an annualized scenario.
How the calculation works
For ordinary services, the estimated processing fee equals payment volume multiplied by the selected percentage rate. Static Address adds a network- and asset-specific fixed fee per transaction. Receive uses an approximate calculation of the part of cumulative receipts that exceeds the published $20,000 USD threshold.
If the merchant pays, the fee is deducted from the entered volume. If the customer pays, the same estimate is added to the customer total. This models who bears the fee; the real checkout result depends on account settings and transaction details.
Example: with $100,000 in monthly invoice payments, 1,000 transactions and a 1.5% public rate, the estimated provider fee is $1,500. A merchant paying the fee would receive $98,500 before other costs. If customers bear the fee, their combined total is estimated at $101,500.
Rates, comparisons and limitations
The calculator uses the public rates on the official OxaPay pricing page, checked on October 13, 2026. Custom rates are hypothetical. The card comparison uses your own percentage and fixed-fee inputs, not a quote from any card provider. Results exclude blockchain transfer costs, conversion spreads, payout fees, taxes, refunds and chargebacks. Currency selection only relabels amounts; it never performs FX conversion. Receive is calculated in USD.
| OxaPay service | Public rate |
|---|---|
| Payment Link | 1.5% |
| Donation Service | 1.5% |
| Merchant Invoice | 1.5% |
| Merchant White Label | 2% |
| Static Address | 2% + fixed |
| Receive | 1% (after $20,000) |
Questions merchants often ask
Is 0.4% available for every service?
No. Published standard rates vary by service. OxaPay notes that pricing can be reduced to 0.4%, depending on business arrangements. A custom figure entered here is not a binding quotation.
Why is the Static Address fixed charge separate?
Its fixed fee varies by cryptocurrency and network. The calculator cannot infer it from monthly payment volume. Enter the applicable amount using the chosen nominal currency.
Is a lower fee the same as lower total payment cost?
No. Merchant operations also incur network charges, conversion costs, refunds, reconciliation, support and other costs that are not represented by the provider-fee calculation.
Does the yearly number predict actual annual charges?
No. It multiplies the current monthly scenario by 12. It does not forecast growth or future pricing and is especially approximate when Receive crosses its threshold.