OxaPay Fee Calculator
Estimate OxaPay service fees, net revenue after payment processing, and possible fee differences between standard pricing and tailored pricing. Public service rates are shown by default, while fees may be reduced to as low as 0.4% depending on monthly transaction volume, business model, and coordination with the OxaPay team.
Business and Service Inputs
Estimated Result
Fee Breakdown
| Metric | Standard OxaPay Pricing | Expected Effective Pricing | Traditional Card Estimate |
|---|---|---|---|
| Run the calculation to see your breakdown. | |||
Standard service pricing is shown for estimation. Final fees may vary based on monthly volume, business conditions, and coordination with the OxaPay team.
How to Use the OxaPay Fee Calculator
Enter monthly payment volume
Add the total monthly payment volume you want to estimate through the selected OxaPay service.
Add transaction count
Enter the expected number of monthly transactions to estimate average order value and fee per transaction.
Select the OxaPay service
Choose the service type so the calculator can apply the related standard fee rate.
Review the estimate
Check the estimated standard fee, effective fee, net revenue, fee per transaction, and comparison values.
How This OxaPay Fee Calculator Works
This calculator estimates payment fees based on the selected OxaPay service, monthly volume, transaction count, optional fixed transaction costs, and an expected effective rate. The standard rate shows the public service pricing, while the effective rate lets merchants model tailored pricing when volume or business requirements justify a different commercial arrangement.
Business costs such as product cost are separated from payment fees. This prevents the calculator from showing a wrong fee amount. For example, if Merchant Invoice is set to 1.5% and monthly volume is $100,000, the OxaPay fee is $1,500, not $1,750.
Why Standard Fees and Effective Fees Are Different
OxaPay lists standard rates for each service, such as Payment Link, Donation Service, Merchant Invoice, White Label, Static Address, and Receive. These rates help businesses estimate payment costs before choosing a payment flow.
OxaPay also states that fees can be reduced to as low as 0.4% depending on the business. That means 0.4% should not be treated as the standard rate for every service. It is better understood as a possible tailored pricing level based on transaction volume, business model, and coordination with the OxaPay team.
Standard Rate
The public service rate shown for the selected OxaPay service.
Effective Rate
The rate a business wants to model after volume-based or custom pricing considerations.
Volume Impact
Higher monthly transaction volume may create room for a more tailored pricing discussion.
Business Requirements
Service type, integration needs, payment flow, and operational requirements may affect the final setup.
OxaPay Fee Calculator FAQ
Is 0.4% the standard OxaPay fee?
No. The 0.4% rate should be treated as a possible tailored pricing level, not the default public fee for every service. Standard rates vary by service.
What does effective rate mean in this calculator?
The effective rate is the rate you want to model for an estimation scenario. It can match the standard public rate or be adjusted to explore a tailored pricing case.
Does this calculator include blockchain network fees?
No. This calculator estimates OxaPay service fees and related payment cost scenarios. It does not include blockchain network fees, off-ramp costs, refunds, or accounting treatment.
Are the results final pricing?
No. The results are estimates. Final pricing may vary based on monthly volume, business model, service type, infrastructure needs, and coordination with the OxaPay team.
Need a More Accurate Pricing Estimate?
Standard pricing is useful for quick estimation, but the most accurate fee structure depends on your monthly volume, selected service, business model, technical setup, and operational needs.
If your business processes higher monthly volume or needs a custom payment workflow, you can contact OxaPay support to discuss a tailored pricing structure.