As cryptocurrency adoption expands from online platforms to everyday physical businesses, more merchants are exploring how to accept crypto in person—without the complexity of blockchain setups or special hardware. Crypto Point-of-Sale (POS) systems solve this by enabling crypto payments for physical businesses through simple, secure interfaces. These systems allow merchants to receive digital assets like Bitcoin or USDT just as easily as cash or cards, making crypto acceptance a practical choice for modern in-person transactions.
What Is a Crypto POS System?
A crypto POS system lets merchants accept crypto payments in physical locations like retail stores, clinics, or mobile booths. It works through a browser or dedicated software, making it accessible without specialized hardware. These systems support digital assets such as Bitcoin, Ethereum, USDT, and USDC. Unlike traditional POS terminals that rely on banks, crypto POS systems connect directly to blockchain network
Unlike conventional POS devices that connect to card networks or banks, crypto POS systems interact with блокчейн-сети or crypto payment gateways. They generate payment information, apply real-time exchange rates, and confirm transactions instantly—without requiring the merchant to understand technical blockchain processes.

How Does a Crypto POS System Work?
A typical crypto POS flow involves a few straightforward steps:
- Merchant Input: The merchant enters the transaction amount in fiat (e.g., USD, EUR) or in crypto.
- Conversion and QR Code Generation: The system calculates the crypto equivalent in real time and generates a QR code containing payment details.
- Customer Payment: The customer scans the QR code using their crypto wallet and authorizes the transaction.
- Confirmation: The system detects the incoming payment, verifies it on the blockchain or via a payment gateway, and notifies the merchant instantly.
- Settlement: Works based on the merchant’s preferences. You can keep the funds in crypto, auto-convert them to a stablecoin, or withdraw them instantly to your wallet.
Modern crypto POS systems run directly in the browser. They eliminate the need for hardware, apps, or special wallets, making them lightweight and easy to scale.
Accept Crypto In-Store with OxaPay Merchant POS
OxaPay Merchant POS is a browser-based crypto point-of-sale system that enables in-store payments using cryptocurrencies—without requiring apps, KYC, or technical setup. Designed for real-world businesses, it transforms any internet-connected device into a crypto checkout terminal. With instant payment detection, automatic QR generation, and seamless integration via API торговца Key, it offers a frictionless way to accept crypto on-site. Whether you’re charging in fiat or crypto, OxaPay handles everything—from price conversion to settlement—without blockchain knowledge required.
How OxaPay Merchant POS Works
OxaPay Merchant POS works directly in the browser on any device—laptop, tablet, or phone. The merchant simply enters the amount in crypto or in one of over 40 fiat currencies. Then, the system instantly generates a dynamic QR code for payment. The customer scans it with their wallet and confirms the payment in real time. As a result, the process stays fast, simple, and app-free—perfect for daily in-store transactions.
Who Should Use OxaPay Merchant POS?
OxaPay Merchant POS is ideal for any business that accepts payments in a face-to-face setting and seeks a modern, cost-efficient alternative to cash or cards. This crypto POS system is especially suited for businesses that:
- Need a fast and secure way to receive crypto payments without requiring their staff to learn about wallets or blockchain protocols.
- Operate in environments where traditional banking infrastructure is limited or unavailable.
- Want to offer borderless, currency-agnostic payments to a diverse customer base, including travelers, digital nomads, or crypto-savvy consumers.
- Are looking for a solution that runs on existing hardware (like a phone or tablet) and requires no technical setup or KYC/KYB procedures.
Instead of focusing on specific industries, the system adapts to business workflows that prioritize simplicity, flexibility, and speed at checkout—whether you’re serving clients at a fixed location or operating on the move.
What Makes OxaPay Merchant POS Different?
OxaPay Merchant POS goes beyond typical crypto tools. It’s designed for smooth in-store payments with full flexibility and control. Here’s what makes it stand out:
Zero Installation
Everything runs in the browser. Just open the POS URL on any device and start accepting payments.
Fiat or Crypto Input
Enter amounts in over 40 fiat currencies or directly in crypto.
Dynamic QR Generation
A new, unique QR code is generated for every sale, ensuring secure, error-free transactions.
Real-Time Syncing
All payments update your merchant dashboard instantly, with no delays.
Custom Branding
Customize the POS interface with your own logo, colors, language, and thank-you messages.
Built-In Volatility Protection
To avoid price swings, Auto Convert instantly changes incoming payments to USDT—once enabled in your API settings.
No KYC or App Required
Get started within minutes—no paperwork or approvals.
Full API-Driven Control
Through your Merchant API configuration, you can define who pays network fees, enable auto-withdrawal to external wallets, or select accepted coins and networks based on your preferences.
And if your customer is already using the OxaPay Wallet, they enjoy zero network fees, making payments faster, cheaper, and even more convenient.
Why Crypto POS Matters More Than Ever
Unlike legacy payment systems, which often cause delays, high fees, and limited flexibility, a crypto POS system offers a modern solution. Specifically, OxaPay Merchant POS provides a direct, on-chain alternative with instant confirmations and no intermediaries. Furthermore, networks like TRC20 and BEP20 ensure lower fees. In addition, the OxaPay Wallet enables fee-free transactions for your customers. As a result, crypto payments become practical, fast, and accessible—whether your customer is a local buyer or a traveler without a bank account.

Business Benefits of a Crypto POS System
OxaPay Merchant POS delivers more than a modern interface—it drives measurable outcomes for real-world businesses:
Instant Settlements
Eliminate delays from card networks or bank intermediaries. Payments settle in real-time, improving cash flow.
Lower Operational Costs
No chargebacks, reduced blockchain fees, and no hardware or licensing expenses.
New Revenue Opportunities
Tap into growing crypto-user markets, including travelers, Gen Z customers, and privacy-conscious buyers.
Simplified Bookkeeping
For easy reporting, the system records each transaction with timestamps, coin types, and exportable formats for tax tools.
Global Reach, Local Control
Accept payments from anywhere while maintaining full control over your funds and pricing logic.
Business Continuity
Operate seamlessly even when local banking systems are restricted or offline.
Brand Positioning
Show your customers you’re forward-thinking, innovative, and ready for digital commerce.
Going Live in Minutes
Getting started with OxaPay Merchant POS is refreshingly simple:
- Зарегистрироваться for an OxaPay account
- Create your Merchant API Key
- Open the POS link in your browser
- Start accepting crypto in-store—instantly
There are no monthly fees, no hardware to maintain, and no third-party verifications. Whether you’re just starting with crypto or have been in the ecosystem for years, the POS tool adapts to your flow—not the other way around.
Заключительные размышления
OxaPay’s crypto POS system bridges the gap between online innovation and in-store reality. It empowers physical businesses to принимать криптовалютные платежи seamlessly—without installing apps, learning blockchain tech, or dealing with complex setups. Whether you’re running a boutique, clinic, food stall, or service counter, this system turns any device into a ready-to-use crypto payment terminal.
As crypto adoption grows, especially among younger customers and global travelers, in-person crypto payments are becoming more than a novelty—they’re a competitive edge. By choosing a flexible, secure, and browser-based crypto POS system like OxaPay, businesses can stay ahead of the curve, serve more customers, and operate beyond the limits of banks or geography.
Ready to accept crypto at the counter?
Начните использовать OxaPay Merchant POS today—no apps, no delays, just seamless in-store payments.