Merchant Payment Architecture
Merchant Payment Architecture is the system design that connects a merchant’s checkout, order, payment, ledger, settlement, and reporting components. In merchant account…
Glossary terms starting with M
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Merchant Payment Dashboard
Merchant Payment Dashboard is a dashboard focused on a merchant’s payment activity, performance, exceptions, and settlement visibility. In merchant account and commerce…
Merchant Payment Link
A merchant payment link is a shareable URL created by a merchant to collect a fixed or variable payment without building a…
Merchant Payment Volume
Merchant payment volume is the total value or count of eligible payments processed or received by a merchant during a defined period.…
Merchant Payout
A merchant payout is the transfer of funds owed by a payment provider, marketplace, or acquiring arrangement to a merchant. It usually…
Merchant Plugin
A merchant plugin is packaged software that adds a payment or commerce service to an existing merchant platform with configurable integration logic.…
Merchant Portal
Merchant Portal is a secure self-service environment through which a merchant manages account information and operational workflows. In merchant account and commerce…
Merchant POS Payment
Merchant POS Payment is a payment accepted by a merchant through a point-of-sale context, typically where the customer and merchant interact in…
Merchant Production Account
Merchant Production Account is a live merchant account used for real customer transactions and operational money movement. In merchant account and commerce…
Merchant Reconciliation
Merchant reconciliation compares a merchant's orders, payment transactions, fees, refunds, chargebacks, conversions, settlements, payouts, and accounting entries. It proves how gross customer…
Merchant Reference
Merchant Reference is a merchant-defined value used to associate an external transaction or record with the merchant’s own business context. In merchant…
Merchant Refund
A merchant refund is value returned to a customer by or on behalf of a merchant for a completed or partially completed…
Merchant Reports
Merchant Reports is structured outputs that summarize or detail merchant activity for operational, financial, compliance, or analytical use. In merchant account and…
Merchant Reserve
A merchant reserve is merchant-related funds retained or controlled by an acquirer or payment provider as collateral against expected refunds, disputes, losses,…
Merchant Risk
Merchant risk is the combined fraud, compliance, financial, security, operational, fulfillment, dispute, and reputational exposure created by a merchant relationship. Merchant Risk…
Merchant Risk Assessment
A merchant risk assessment identifies, analyzes, and documents the likelihood and impact of risks associated with accepting or supporting a merchant. Merchant…
Merchant Risk Rating
Merchant Risk Rating is a measurable uncertainty or exposure that assigns a merchant to a defined risk tier using evidence, methodology, thresholds,…
Merchant Risk Score
A merchant risk score is a numerical estimate used to compare or prioritize merchant exposure under a defined model and population. A…
Merchant Sandbox
Merchant Sandbox is a non-production environment where a merchant can test integrations and workflows without creating real customer charges or settlements. In…
Merchant Settlement
Merchant settlement is the process that makes eligible payment proceeds available to a merchant after processing, fees, reserves, refunds, chargebacks, conversions, and…
Merchant Settlement Cycle
A merchant settlement cycle is the recurring schedule and processing sequence used to calculate and deliver merchant proceeds. It defines cutoffs, eligible…
Merchant Settlement Policy
A merchant settlement policy defines how and when a provider calculates, holds, converts, deducts, and releases merchant funds. It covers eligible transactions,…
Merchant Statement
A merchant statement is a periodic report showing transaction activity, fees, adjustments, reserves, refunds, disputes, settlements, and other movements associated with a…
Merchant Static Address
A merchant static address is a reusable blockchain receiving address assigned to a merchant, customer account, or payment relationship. The service monitors…