Insights on Crypto Payments, Infrastructure, and Operations

Glossary terms starting with M

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Merchant Compliance

Merchant compliance is a merchant's adherence to applicable laws, licenses, payment rules, contracts, platform policies, and required operational controls. Merchant compliance covers…

Merchant Configuration

Merchant Configuration is the set of settings and rules that control how a merchant account, store, or payment integration behaves. In merchant…

Merchant Confirmation Policy

Merchant confirmation policy is the documented framework a merchant uses to decide how much blockchain confirmation or finality is required before accepting…

Merchant Conversion Rate

Merchant conversion rate is the percentage of eligible visitors, sessions, users, or initiated journeys that reach a defined completed merchant outcome. The…

Merchant Crypto Holdings

Merchant crypto holdings are cryptoassets economically owned or controlled by a merchant, whether held directly, through custodial accounts, or through other arrangements.…

Merchant Crypto Payment

A merchant crypto payment is a cryptocurrency or stablecoin transfer made to settle a merchant order, invoice, subscription, deposit, or service obligation.…

Merchant Crypto Payout

A merchant crypto payout is an outbound cryptocurrency payment made to a merchant for sales proceeds, marketplace earnings, account withdrawals, or another…

Merchant Crypto Settlement

Merchant crypto settlement is the process by which a payment provider, marketplace, or merchant payment system calculates, credits, and makes available the…

Merchant Dashboard

Merchant Dashboard is a user interface that gives a merchant visibility into account activity and access to operational controls. In merchant account…

Merchant Discount Rate (MDR)

Merchant Discount Rate is the fee rate a merchant is charged for payment acceptance, commonly expressed as a percentage of transaction value…

Merchant Donation

A merchant donation is a voluntary cryptocurrency or fiat contribution accepted through a merchant account, donation campaign, or payment service. The merchant…

Merchant Donation Link

A merchant donation link is a shareable URL that opens a merchant-configured donation page for fixed or custom contributions. The link can…

Merchant Fee

A merchant fee is any charge imposed on a merchant for payment, commerce, settlement, conversion, platform, risk, or related services. For merchants…

Merchant Fraud

Merchant fraud occurs when a seller intentionally deceives customers, payment providers, platforms, or partners for financial or operational benefit. Controls for Merchant…

Merchant Go-Live

Merchant go-live is the controlled transition from setup or testing to processing real customer activity in production. It is not completed merely…

Merchant ID (MID)

Merchant ID (MID) is an identifier assigned to a merchant account within an acquiring, payment, or commerce system. In merchant account and…

Merchant Identifier

Merchant Identifier is any stable value used by a system to distinguish one merchant entity or account from another. In merchant account…

Merchant Integration

Merchant integration connects a seller’s checkout and operations with a payment service so transactions become reliable order and accounting outcomes. A dependable…

Merchant Invoice

A merchant invoice is a payment request created by a business for a customer order, account balance, service, or other commercial obligation.…

Merchant Onboarding

Merchant onboarding is the process of preparing a business to use a commerce, payment, marketplace, or financial service. It can include business…

Merchant Operations

Merchant operations are the recurring activities required to run a merchant account and convert customer orders into accurate payments, fulfillment, refunds, settlements,…

Merchant Order

A merchant order is the merchant's structured commercial record of a customer's request to purchase specified goods or services under stated terms.…

Merchant Order ID

A Merchant Order ID is the stable identifier assigned by a merchant's system to distinguish and retrieve a specific commercial order. In…

Merchant Payment Address

Merchant payment address is a blockchain address controlled by or assigned to a merchant for receiving customer payments, either repeatedly or through…