Scheduled Crypto Settlement

Overview

Scheduled crypto settlement is settlement executed automatically at predefined times or intervals, such as hourly, daily, weekly, or after a cut-off. The schedule determines when eligible balances are converted, credited, or paid out to the merchant or recipient.

At each run, the system selects settled and available items, applies netting, fees, reserves, limits, and asset rules, validates the destination and liquidity, and creates the settlement batch or payout. Scheduled settlement differs from on-demand settlement, which is initiated by the account holder, and from instant settlement, which describes the speed of availability. Related operational concepts include On-Demand Crypto Settlement, Net Crypto Settlement, and Invoice Settlement Time. They should remain connected through identifiers and evidence without being treated as the same payment state, control, or financial result.

For Scheduled Crypto Settlement, operators should record separate timestamps for network detection, confirmation, internal acceptance, conversion where relevant, balance availability, and final ledger posting. This separation shows whether a delay comes from the blockchain, a provider, liquidity, compliance review, or the merchant’s own accounting process. Specific scope: settlement executed automatically at predefined times or intervals, such as or after a cut-off.

This separation shows whether a delay comes from the blockchain, a provider, liquidity, compliance review, or the merchant’s own accounting process. Controls include time-zone and holiday definitions, cut-off logic, duplicate-run prevention, batch identifiers, balance locking, destination approval, liquidity checks, retry policy, reports, and reconciliation of every included and excluded item.

Governance should connect Scheduled Crypto Settlement to the original obligation, payment instructions, observed transaction, internal state, financial posting, and any fulfillment or refund. The decisive principle remains that scheduled settlement needs deterministic eligibility, cut-off, batching, retry, and reconciliation rules so every balance is processed once and at the promised time.