Deposit Wallet

Overview

A business may assign a unique deposit address to each customer or payment, use memo or tag identifiers, or receive many deposits into shared addresses. The wallet can be watch-only for monitoring while separate systems control signing and later movement.

Crediting requires matching asset, network, token contract, address, memo, amount, and confirmation state to the correct account or order. Unsupported tokens, wrong networks, missing memos, duplicate transfers, chain reorganizations, and address-gap failures create exceptions. An observed transaction is not automatically available balance.

Deposit wallets should have clear derivation and ownership records, reliable node monitoring, confirmation policy, late-payment handling, and reconciliation to credited liabilities. Sweeping and fee-funding rules need limits and duplicate protection. Public deposit addresses may continue receiving funds after retirement, so monitoring should not stop without an explicit policy.

Evidence for Deposit Wallet should preserve gross and net amounts, asset, network, destination, beneficiary validation, fees, approvals, external identifiers, status history, replacements, confirmation evidence, recipient outcome, source-balance release, and final ledger entries. Failed and returned movements remain separate events.

For Deposit Wallet, risks include unauthorized requests, address substitution, wrong networks, missing memo fields, insufficient fees, duplicate submission, nonce conflicts, provider delay, irreversible delivery, and incomplete accounting. For Deposit Wallet, automation needs balance caps, velocity limits, pause controls, and independently verified destinations.

The operational record for Deposit Wallet should identify requester, source account or wallet, beneficiary, destination, asset and network, amount, fee basis, policy and limit, approvers, execution service, expected completion rule, and the business or customer obligation that caused the movement.